Conto vs Splid — choosing between them
How does Conto compare to Splid?
Splid is a peer-to-peer mobile app where everyone joins via group code and logs their own expenses. Conto is web-based, treasurer-led, and asks nothing of participants beyond paying their share to one person. Splid is better for evenly-distributed groups; Conto is better when one organizer is doing the work.
Splid is a clean, well-built mobile app with a strong following for trip splitting. The two tools take different bets: Splid bets that everyone in the group will install and use the app; Conto bets they won't. Both are valid — your group decides which is true.
Side-by-side
| Feature | Conto | Splid |
|---|---|---|
| Platform | Web (any device) | iOS / Android app |
| Participant requirement | Nothing | Install app + join via code |
| Money flow | Through one treasurer | Peer-to-peer |
| Group setup time | Seconds (organizer adds names) | Minutes per participant (install + join) |
| Offline support | No (web) | Yes |
| Multi-currency | Single currency per group | Yes |
| Free tier | Yes, no limits | Yes, with limits |
Pick Conto when…
- One person is already organizing and fronting money
- You want zero install / signup friction for the group
- You're on the web (planning a trip from a laptop)
Pick Splid when…
- The group is already using Splid
- You need offline expense entry (remote travel)
- Expenses are genuinely distributed across multiple payers
For a group trip where the same person is doing most of the booking and paying, Conto's no-install model usually wins. For a backpacking trip where everyone takes turns covering meals, Splid (or Splitwise) probably fits better.
Frequently asked
- Does Conto work offline like Splid?
- No. Conto is a web app and requires connectivity. For trips with extended offline periods, Splid's native app is the better fit.
- Can I switch from Splid mid-trip?
- Yes. Export your Splid expense list, create a Conto group, and re-enter the historical expenses (or just start fresh from the switch point).